Payment Terms

Last Updated: July 2, 2026

At Sspott, we are committed to providing a safe, secure, and convenient shopping experience. This Payment Policy explains the payment methods we accept, how payments are processed, billing verification procedures, and other important payment-related information for purchases made through www.sspott.com.

By placing an order on our website, you agree to the terms outlined in this Payment Policy.

1. Accepted Payment Methods

We currently accept the following payment methods:

Credit & Debit Cards

  • Visa

  • Mastercard

  • American Express

  • Discover

  • Diners Club

Digital Wallets

  • Apple Pay

  • Google Pay

  • Shop Pay

Alternative Payment Method

  • PayPal

The payment methods displayed during checkout are the payment options currently available for your order.

Full payment must be successfully authorized before an order can be processed and prepared for shipment.

2. Currency, Pricing & Sales Tax

All prices displayed on our website are listed in United States Dollars (USD) unless otherwise stated.

Your final order total may include:

  • Product price

  • Shipping charges (if applicable)

  • Promotional discounts (if applicable)

  • Applicable sales tax based on your shipping destination and current state or local tax regulations

If your payment card or account is issued in a currency other than USD, your bank or payment provider may apply exchange rates or foreign transaction fees. Any such charges are determined by your financial institution and are not controlled by Sspott.

3. Secure Payment Processing

Protecting your payment information is an important part of our commitment to customer security.

Payments are processed through secure encrypted checkout technology using authorized payment providers.

Sensitive payment information is encrypted during transmission. Sspott does not store your complete credit card or debit card information on our website or servers.

4. Billing Verification

To help protect customers and reduce unauthorized transactions, the billing information provided during checkout should accurately match the information associated with your selected payment method.

For security purposes, we may review or decline an order if:

  • Payment authorization cannot be completed.

  • Billing information appears incomplete or inaccurate.

  • The transaction is identified by security or fraud prevention systems for additional review.

  • Important order information cannot be verified.

If additional verification is required or an order cannot be processed, we will contact you using the email address provided during checkout whenever possible.

5. Payment Authorization

When an order is placed, your payment method may be authorized immediately.

Depending on your bank or payment provider, a temporary authorization hold may appear before the transaction is finalized.

If an order is canceled before shipment, any authorization hold or refund will be handled according to your financial institution's processing schedule.

6. Failed or Declined Payments

If your payment cannot be completed, please verify that:

  • Your billing information is accurate.

  • Your payment information has been entered correctly.

  • Sufficient funds or available credit are available.

  • Your payment method has not expired.

If the payment continues to be declined, please contact your bank or payment provider for additional assistance.

Orders with unsuccessful payment authorization cannot be processed until valid payment has been received.

7. Payment Disputes

If you believe there is an error relating to your payment, an unauthorized transaction, or a billing concern, we encourage you to contact our customer support team before initiating a payment dispute or chargeback.

We will review your request promptly and work with you to resolve the issue as quickly as possible.

8. Order Confirmation

After your payment has been successfully completed, an order confirmation email will be sent to the email address provided during checkout.

Please review your confirmation carefully. If you notice any errors relating to your order, shipping address, contact information, or purchased items, please contact us as soon as possible.

9. Contact Information

If you have any questions regarding payments, billing, transaction security, or order charges, please contact us.

Store Name: Sspott

Website: www.sspott.com

Email: hello@sspott.com

Phone: +1 718-549-3406

Business Address

802 Asa Gray Dr

Ann Arbor, MI 48105

United States

Customer Support Hours

Monday – Friday

9:00 AM – 6:00 PM ET

Saturday, Sunday & U.S. Public Holidays: Closed

We aim to respond to customer inquiries within 24–48 business hours.